Terms of Use

Last Updated: October 5, 2025

1. Acceptance of Terms

By accessing or using StatusPath.io ("Service"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, please do not use our Service.

2. Description of Service

StatusPath.io provides tools and resources to help travelers plan credit card spending to reach and maintain airline and hotel loyalty program elite status, including spending calculators, status tier tracking, qualification requirements, benefits comparison, and progress monitoring.

3. User Accounts

3.1 Registration

You must provide accurate, complete, and current information during registration. You are responsible for maintaining the confidentiality of your account credentials.

3.2 Account Security

You are responsible for all activities that occur under your account. Notify us immediately of any unauthorized access or security breaches.

3.3 Account Termination

We reserve the right to suspend or terminate accounts that violate these Terms or engage in fraudulent, abusive, or illegal activities.

4. Acceptable Use

You agree NOT to:

5. Information Accuracy

5.1 Loyalty Program Data

We strive to provide accurate and up-to-date information about airline and hotel loyalty programs. However, loyalty program terms, benefits, and requirements change frequently and without notice. We do not guarantee the accuracy, completeness, or timeliness of any loyalty program information.

5.2 Third-Party Programs

StatusPath.io is not affiliated with, endorsed by, or sponsored by any airline, hotel chain, or loyalty program. All trademarks, logos, and brand names are the property of their respective owners.

5.3 User Responsibility

You are solely responsible for verifying all information with the respective loyalty programs before making travel decisions or relying on spending strategies.

6. User-Generated Content

6.1 Your Content

You may submit content such as spending plans, reviews, tips, or comments. You are solely responsible for the content you submit.

6.2 Content License

By submitting content, you grant StatusPath.io a worldwide, non-exclusive, royalty-free license to use, display, reproduce, and distribute your content in connection with the Service.

6.3 Content Standards

You agree not to submit content that is defamatory, offensive, fraudulent, or violates any third-party rights.

7. Service Availability

While we strive for high availability, we do not guarantee uninterrupted access to the Service. We reserve the right to modify, suspend, or discontinue any aspect of the Service with or without notice.

8. Intellectual Property

8.1 Our Rights

All content, features, and functionality of StatusPath.io (excluding user-generated content and third-party trademarks) are owned by us and protected by copyright, trademark, and other intellectual property laws.

8.2 Your Data

You retain ownership of your personal spending data and loyalty program information. By using the Service, you grant us a license to use and store this data solely to provide the Service.

9. Disclaimers

9.1 No Professional Advice

The Service provides information and tools for planning credit card spending but does not constitute professional financial advice, tax advice, or recommendations.

9.2 Travel Decisions

All spending decisions and travel choices are made at your own risk. We are not responsible for any consequences resulting from your spending strategies or loyalty program participation.

9.3 Program Changes

Airline and hotel loyalty programs may change their terms, devalue points, modify status requirements, or eliminate programs entirely without notice. We are not responsible for such changes.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, STATUSPATH.IO SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, STATUS BENEFITS, OR TRAVEL OPPORTUNITIES, WHETHER INCURRED DIRECTLY OR INDIRECTLY.

11. Warranties Disclaimer

THE SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY OF INFORMATION, OR NON-INFRINGEMENT.

12. Indemnification

You agree to indemnify and hold harmless StatusPath.io from any claims, damages, losses, or expenses arising from your use of the Service, violation of these Terms, or violation of any third-party loyalty program terms.

13. Data and Privacy

Your use of the Service is also governed by our Privacy Policy. Please review our Privacy Policy to understand our data practices, particularly regarding your spending and loyalty program information.

14. Modifications to Terms

We may update these Terms at any time. Continued use of the Service after changes constitutes acceptance of the updated Terms. Material changes will be communicated via email or Service notifications.

15. Governing Law

These Terms are governed by and construed in accordance with applicable laws. Any disputes shall be resolved in the appropriate jurisdiction.

16. Termination

You may terminate your account at any time through your account settings. We may terminate or suspend access immediately, without prior notice, for any violation of these Terms.

17. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full effect.

18. Contact Information

For questions about these Terms, please contact us at:

19. Entire Agreement

These Terms constitute the entire agreement between you and StatusPath.io regarding the use of the Service.